BEGIN:VCARD VERSION:3.0 REV:2022-09-23T19:41:20Z N;CHARSET=utf-8:James Nickerson;;;; FN;CHARSET=utf-8:James Nickerson ORG;CHARSET=utf-8:Cumberland Private Banking Management Inc. TITLE;CHARSET=utf-8:Portfolio Manager EMAIL;INTERNET:jamesn@cumberpribn.com TEL;WORK:(403) 705-1200 TEL;WORK:(403) 705-1230 TEL;CELL: ADR;WORK;POSTAL;CHARSET=utf-8:;;Suite 1800, 333 – 7th Avenue SW;Calgary;Alb erta;T2P 2Z1;Canada URL;WORK:www.cumberpribn.com END:VCARD