BEGIN:VCARD VERSION:3.0 REV:2022-09-23T19:40:55Z N;CHARSET=utf-8:Doug Owen;;;; FN;CHARSET=utf-8:Doug Owen ORG;CHARSET=utf-8:Cumberland Private Banking Management Inc. TITLE;CHARSET=utf-8:Portfolio Manager EMAIL;INTERNET:dougo@cumberpribn.com TEL;WORK:4169291090 TEL;WORK:(416) 413-4046 TEL;CELL: ADR;WORK;POSTAL;CHARSET=utf-8:;;;Toronto;Ontario;M5R 3K5;Canada URL;WORK:www.cumberpribn.com END:VCARD