BEGIN:VCARD VERSION:3.0 REV:2022-09-23T19:40:40Z N;CHARSET=utf-8:Gino Ciavarella;;;; FN;CHARSET=utf-8:Gino Ciavarella ORG;CHARSET=utf-8:Cumberland Private Banking Management Inc. TITLE;CHARSET=utf-8:Portfolio Manager EMAIL;INTERNET:ginoc@cumpribnk.com TEL;WORK:4169291090 TEL;WORK:(416) 413-4208 TEL;CELL: ADR;WORK;POSTAL;CHARSET=utf-8:;;99 Yorkville Ave. Suite 300;Toronto;Ontario ;M5R 3K5;Canada URL;WORK:www.cumberpribn.com END:VCARD